Personal Accident Insurance

What is Personal Accident Insurance (PA)?

Personal Accident Insurance is designed for individuals (as individuals or part of a group) to minimise the financial burden and stress caused by their inability to work as a result of an Accident. It is of particular importance to the self-employed and other workers who have no or limited loss of income cover.

Design a programme to meet the needs of your target market

We arrange bespoke coverage for individuals and groups to meet their specific risk and loss of income needs, as well as consequential Medical and Dental Expenses. Our PA programmes can be tailored to cover a wide range of occupations, sports, leisure activities with differing benefits and deferment and benefit periods.

Example Occupations

• Tradespeople
  • Plumbers
  • Electricians
  • Carpenters
• Farmers
• Professionals:
  • Architects
  • Doctors
• Physiotherapists

Example Activities

• Sports Clubs
  • Football
  • Golf
  • Tennis
  • Sailing
• Gym Members
• Leisure Activities
  • Skiing
  • Hill walking
  • Cycling

Benefits of Payment Protection Insurance

By implementing our PA Insurance your customers will benefit significantly:

• Giving cover in the event of an Accident – a key concern
• Bespoke coverage for a wide variety of occupations, sports and leisure activities
• Competitively priced cover compared to other insurance options
• Deferment and benefit periods can be tailored to meet different client requirements
• Reduced credit risk
• Improved solvency position