Personal Accident & Sickness Insurance

What is Personal Accident & Sickness Insurance (PAS)?

Personal Accident & Sickness Insurance is designed for individuals (as individuals or part of a group) to minimise the financial burden and stress caused by their inability to work as a result of an Accident or Sickness. It is of particular importance to the self-employed and other workers who have no or limited loss of income cover.

Design a programme to meet the needs of your target market

We arrange bespoke coverage for individuals and groups to meet their specific loss of income needs. Our PAS programmes can be tailored to cover a wide range of occupations with differing deferment and benefit periods.

Example Occupations:

• Tradespeople
  • Plumbers
  • Electricians
  • Carpenters
• Farmers
• Professionals:
  • Architects
  • Doctors
• Physiotherapists

Example Activities:

• Sports Clubs
  • Football
  • Golf
  • Tennis
  • Sailing
• Gym Members
• Leisure Activities
  • Skiing
  • Hill walking
  • Cycling

Benefits of Payment Protection Insurance

By implementing our PAS Insurance your customers will benefit significantly:

• Giving cover in the event of sickness or accident – a key concern
• Bespoke coverage for a wide variety of occupations
• Competitively priced cover
• Deferment and benefit periods can be tailored to meet different client requirements
• Reduced credit risk
• Improved solvency position